Term Loan
The most traditional business loan: one sum, repaid on a fixed schedule.
- Funding amount
- Up to $1M
- Term
- 12–36 months
- Rate
- Starting at 5.5%
- Funding speed
- Within 1–2 days
Business financing · Los Angeles
Advance your businesswith people who fund it every day.
Advanced Business Financing puts one application in front of 75+ lenders and a funding representative who goes through the offers with you. Six programmes, from $5,000 to $1 million, from an office on Olympic Boulevard in Los Angeles.
- No application fee
- Credit short of perfect considered
- Most programmes need no collateral
- A dedicated funding representative
About fifteen minutes to apply. Once a lender approves, funds typically arrive in one to two business days.
Who it is for
Five trades on every programme page, and the rest of Main Street.
Each of our programme pages names the three kinds of business it is most often used by. Read the other way round, that tells an owner where to start looking.
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Automotive
4 of the six name it
Repair shops, dealers and fleets: lifts and diagnostic gear, parts on the shelf, and vehicles that earn the money back.
- Term loanUp to $1M
- Short-term loan$10K – $1M
- Working capitalUp to $1M
- Equipment financingUp to $250K
-
Construction
4 of the six name it
Contractors who buy the materials and hire the machine before the job's first draw is paid.
- Term loanUp to $1M
- Short-term loan$10K – $1M
- Equipment financingUp to $250K
- Cash advance$5K – $500K
-
Medical
4 of the six name it
Practices and clinics carrying equipment costs and the long wait between treating a patient and being reimbursed.
- Term loanUp to $1M
- Line of creditUp to $1M
- Working capitalUp to $1M
- Equipment financingUp to $250K
-
Inventory
3 of the six name it
Any business whose money sits on shelves or pallets until it sells: wholesalers, distributors, online sellers.
- Line of creditUp to $1M
- Working capitalUp to $1M
- Cash advance$5K – $500K
-
Retail
3 of the six name it
Shops that stock up ahead of a season and live through the quiet weeks on either side of it.
- Line of creditUp to $1M
- Short-term loan$10K – $1M
- Cash advance$5K – $500K
-
And more
Restaurants, salons, gyms, workshops and services of every kind. None of the six is limited to the five trades above; they are simply where these programmes are used most.
A starting point, not a rule. Which programme fits comes down to the business in front of us, and one application is read for all six at once.
The application
Take advantage of business financing today
One free application, read for all six programmes by 75+ lenders. A representative will be in touch within one business day to go through what comes back.
Rather talk to somebody first? (866) 221-6084.
Financial options
Six programmes, one application.
From a fixed-rate term loan to an advance on next month's sales. The figures are the ones each programme page publishes.
Business Line of Credit
A revolving limit you draw on when you need it and pay for only when you do.
- Funding amount
- Up to $1M
- Term
- 6 months to 3 years
- Cost
- Starting at 4.5%
- Funding speed
- Within 1–2 days
Short-Term Business Loan
Quick cash with a quick payback, for a need with an end date.
- Funding amount
- $10K – $1M
- Funding speed
- As quick as 1–2 days
- Cost
- Beginning at 6%
- Term
- Up to 24 months
Business Working Capital Loan
Money for the running of the business, when the bank's timetable is too slow.
- Funding amount
- Up to $1M
- Funding speed
- Typically 1–2 business days
- Cost
- Starting at 4.5%
- Repayment
- Daily or weekly ACH
Equipment Financing
The full cost of new or used equipment, leased or bought, without paying it upfront.
- Loan amount
- Up to $250K
- Term
- 1–5 years
- Cost
- As low as 8%
- Repayment
- Monthly
Business Cash Advance
An advance on the sales a business has not made yet.
- Funding amount
- $5K – $500K
- Funding speed
- 24–48 hours
- Factor rate
- 10% – 35%
- Repayment
- Daily or weekly ACH
How it works
Apply, review, receive.
Three steps, and the middle one is done with a person rather than a portal.
Step 01
Submit a free application
One form, about fifteen minutes, with no application fee and minimal paperwork. It is read for all six programmes at once, so you do not have to pick one first.
- No application fee
- No obligation
- Every programme considered
Step 02
Review your options
Dealing with lenders one at a time is slow. A dedicated representative gathers what the network offers, sets the offers side by side, and talks you through the rates, terms and payments of each.
- One representative throughout
- Offers from 75+ lenders
- Nothing to sign until you choose
Step 03
Receive your funds
Choose the offer that fits and the lender pays it into your business account, typically within one to two business days of approval. Questions along the way go to the same person.
- Funds straight to your account
- Typically one to two business days
- No hidden fees
Before you apply
Three things worth knowing first
- Collateral
- Most programmes need none. Equipment financing is secured by the equipment it buys, and on some programmes a lender may ask for a personal guarantee; you will know before you sign.
- What the money is for
- On most programmes, whatever the business needs: stock, equipment, taxes and bills, payroll, or simply a cushion. Equipment financing is the exception — it pays for equipment.
- How fast
- Once a lender approves, funds typically reach your account in one to two business days, and a cash advance can be quicker. Your representative handles the paperwork in between.
One application
Focus on the business. Leave the paperwork with us.
Apply, review your options with one representative, and get funded. The application is free, and nothing is agreed until you choose an offer.
Call (866) 221-6084, or write to 11500 Olympic Boulevard, Suite 400, Los Angeles CA 90064.
